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Where it all started
RateCity was started in 2007. It began as a source of information for Australians who wanted to learn more about loans and compare them all in one place. Australia has some of the most regulated and controlled financial products in the world. RateCity saw a gap in the market for a central place that could demystify financial decisions.
Since its inception, RateCity has become a trusted destination for Aussies wanting to take control of their financial future. Whether you're wanting a better rate on your investment loan or just starting your first ever job and searching for a superannuation fund, RateCity distills complex financial information into words we can all understand.
At our core, we believe financial literacy should not be something reserved for a selected few. Everyone should have the ability to take control of their finances. This is the mission of RateCity, and has been since the company began more than a decade ago.
How we're different
From the beginning, RateCity set the goal to be the most comprehensive financial comparison site in Australia. We're proud that you can search and compare more financial products than other comparison sites. We don't just have the institutions that pay for referrals and we don't charge to have products listed on site or to rate products. RateCity has an ongoing commitment to show them all. We allow you to compare offers and rates from nearly every institution in Australia, regardless of commercial relationships.
RateCity is also the only comparison site that has product ratings updated in real time. Having pioneered Real Time Ratings™, our product ratings are calculated daily using objective data points like price and product features, and then further personalised as you filter and refine.
More information can be found in our data and fact checking policy or in our Real Time Ratings.
What is RateCity?
RateCity is one of Australia’s most popular comparison websites and part of the Canstar group. It’s a place that allows you to compare leading financial products and offers, all in one place, giving you the tools and information to help you make great decisions.
We compare over 13,000 financial products from more than 250 brands.
More information can be found in our data and fact checking policy or in our Real Time Ratings.
How we make money
We take a customer-first approach. We don't think the average Australian should have to pay for easy-to understand information. It should be free and accessible to everyone. It's why RateCity doesn't - and never will - charge its readers or customers to access comparison engines or content. Instead, we may take a small fee from our providers if we have helped power a decision. If you choose to click on a lender, fund or institution, we may receive a referral fee.
As an editorial - and customer-first brand, we will always strive to present you with the best offers for your particular circumstances. Our comparison pages are designed with the highest integrity to make sure you can find the right offer for you. We provide you with filters and sort options to ensure you can make a decision from any product in our database, regardless of whether we have a commercial relationship or not.
More information on how we work can be found in our editorial policy
RateCity has an AFS license (AFSL : 316 710) issued by ASIC, which allows RateCity to deal in financial products. RateCity has a responsibility to provide fair and accurate information.
Why we take security seriously
Security is an important issue at RateCity. Scams and other fraudulent activities are a major cause of financial loss in Australia and the world, with losses amounting in the hundreds of millions in Australia alone every year.
As such, RateCity takes security very seriously. We have numerous measures and approaches to ensure your information is kept secure. We'll always alert our readers to security issues, scams, and other fraudulent activities so you know what to look out for - and so you can feel secure using this website.
For more information, please read our scams and fraud warning and our guide to protecting yourself online.
What can you compare on RateCity?
If you have a general enquiry, please get in touch
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