Home Loans Guide

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RateCity's must-read guides on all aspects of home buying selling refinancing and home loan essentials.

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As a valued GetCreditScore member, based on your credit score you now have access to an exclusive sale that includes Australia's LOWEST home loan rate* from Reduce Home Loans.

Home Loan Refinancing Guide

Learn how refinancing can help shrink your mortgage repayments, pay off your home loan sooner, or put the equity in your property to use with the RateCity refinance home loan guide. Download the guide to understand the steps to refinancing and get advice from a mortgage expert about your home loan.

What to consider before taking a home loan

A mortgage is a major financial commitment which can make a massive impact on your lifestyle. RateCity_s guide to what to consider before taking a home loan provides valuable info on fees, charges, processes and more to help you decide whether you_re ready to take the plunge and become a home owner.

Today's top home loans products

Advertised Rate

2.48%

Variable

Comparison Rate*

2.50%

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

1.95%

Fixed - 3 years

Comparison Rate*

2.27%

Interest rates ranked in the best 20%
No upfront or ongoing fees
Split account option

Real Time Rating™

Advertised Rate

2.34%

Variable

Comparison Rate*

2.34%

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

2.29%

Fixed - 3 years

Comparison Rate*

2.65%

Interest rates ranked in the best 20%
No upfront or ongoing fees
Split account option

Real Time Rating™

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