How to get a $20,000 personal loan in 10 minutes

John* needed $20,000 to pay for emergency renovations to his home. So he turned to Symple Loans, one of a new breed of online-only marketplace lenders.

HSBC lures borrowers with personal loan incentives

HSBC and Qantas have partnered to offer free flights to Qantas Frequent Flyer members who take out a personal loan of $5,000 to $50,000.

Need a personal loan with bad credit? View your loan options

It can be a serious matter to receive a poor credit rating and be black-marked as a poor credit risk, especially if you are looking to take out a mortgage or loan in the future.

How Comprehensive Credit Reporting Affects You! - RateCity

Comprehensive credit reporting means including both positive and negative information in a person’s credit file.

9 ways to improve your credit score

If you want to learn how to improve your credit score, you’ve come to the right place.

Can I get a personal loan if I receive Centrelink payments?

Being able to access money fast in an emergency by taking out a personal loan can be tricky if you receive Centrelink payments as part of your income. Although still possible there are some important things to know before signing up for a loan and some other options that may be more appropriate for your situation.

Loans with no interest attached

As more Australians slip below the poverty line and struggle to make ends meet, our reliance on credit cards and loan sharks has increased, reports suggest.

Personal Loans Guide

Get some of the best personal loan tips by reading the RateCity Home Loans Guide.

What are payday loans?

Payday loans, also known as cash loans, small loans, micro loans and short-term loans, are sometimes used as a short-term solution for cash-strapped individuals. They are amounts of up to $2000, with loan terms of up to a year, and have historically attracted very high fees. They have incurred the wrath of both government and lending watchdogs for the extraordinary amounts consumers have been known to repay. Sometimes it’s up to a few hundred per cent of the original borrowing amount. As such, they should be viewed as loans of last resort.

Personal Loan Articles | RateCity

Looking for a personal loan but want to do some research first? At you can learn how to pick the right personal loan for your finances and how to keep your costs down to a minimum.

What is a wedding loan?

The average price of an Australian wedding costs upwards of $36,000 so it is always smart to search around and understand your financial options.

What can I use a personal loan for?

Depending on the lender and your financial situation, you might be able to borrow up to $100,000 with a personal loan. But what could you use it for?

When is the right time to take out a personal loan?