Why choose Credit Concierge

Benefits

  • Can apply online
  • No charge to the consumer
  • Secured and unsecured car loans available

Drawbacks

  • Variable rate loans not available
  • Cannot apply in branch

Credit Concierge Car Loans

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Australian Credit Licence 511803Fees & charges apply

6.29%

up to 24.99%

7.41%

$584

$35,042

New Car Loan
  • Via broker
  • $10k to $300k
  • 1 to 7 years
  • Fixed Rate

Australian Credit Licence 511803Fees & charges apply

Australian Credit Licence 511803Fees & charges apply

6.80%

up to 24.99%

7.56%

$591

$35,473

Used Car Loan
  • Via broker
  • $10k to $100k
  • 1 to 5 years
  • Fixed Rate

Australian Credit Licence 511803Fees & charges apply

Car Loans calculator

Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Your estimated repayments

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based on a $30,000 loan for 5 years at 6.29%

Total loan repayments

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Total interest charged

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Features of a Credit Concierge car loan

Credit Concierge can help you find secured and unsecured car loans suitable for buyers looking for a new and used vehicles. This broker may not suit borrowers require face-to-face customer service.

You may be able to borrow the full value of the car you are buying and pay it off over a minimum loan term of 12 months and a maximum loan term of seven years.

Credit Concierge only finds you fixed rate loans, so it may not suit people looking for the flexibility of variable rate loans.

While there are no direct costs to use Credit Concierge as a consumer, make sure you know what fees the lender may charge you before committing to the loan.

Borrowers can choose to reduce their regular repayments by paying a one-off lump sum at the end of the loan. This is known as a ‘balloon payment’.

Credit Concierge car loans – customer service

Customers can contact Credit Concierge by phone, online enquiry, live chat, email or post. Its phone line is in operation from 8am to 6pm (AEST) on weekdays, and 9am to noon on Saturdays.

Who is eligible for a Credit Concierge car loan?

  • Must be over the age of 18.
  • Must be a permanent resident of Australia.
  • There may be other minimum requirements, depending on the lender.

How to apply for a Credit Concierge car loan?

You can get an indicative quote from Credit Concierge and apply for a car loan with them through their website. Applications may take about five minutes on the phone or 10 minutes online.

To apply online:

  1. On the Credit Concierge website, fill out the quote estimator form and click ‘Get your free quote’.
  2. Review your estimated quote and repayments.
  3. Submit an application.
  4. In most cases, you should receive approval one hours after Credit Concierge has received any required documents.

Credit Concierge car loans review

Credit Concierge provides borrowers a range of car loans with different lenders. You may want to use Credit Concierge if you like having a broker help you out and to access loan options not always available on the open market.

Credit Concierge may suit everyday borrowers, self-employed borrowers, those on a learner’s licence and bad credit borrowers.

Customers may borrow the full amount of the vehicle value, with a maximum term of seven years.

It doesn’t cost the consumer to use Credit Concierge. However, the lender you are connected with may charge several fees, including an establishment fee and monthly fees, as well as potential other fees.

The interest rate you can get at Credit Concierge may vary and will depend on the lender, the customer’s financial situation and credit history. But its rates are relatively competitive on the market, especially if you have a good credit record.

It’s a good idea to compare interest rates, fees and features from several different lenders before deciding which car loan is the best one for you.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.