When it comes to credit cards, ANZ is a big bank that acts like a big bank. It doesn’t offer the lowest rates or fees in the market, but it does offer a lot of choice.
ANZ has a credit card for almost every type of consumer out there, from low-fee, low-rate credit cards to rewards credit cards and frequent flyer credit cards.
ANZ’s low-rate credit cards charge moderately low interest rates, while its low-free credit cards charge annual fees that range from low to moderate. (Other ANZ cards charge higher interest rates and annual fees.)
The low rate credit cards may be a competitive choice for cardholders who find it difficult to stay on top of bills, or find themselves getting stung with interest on existing credit cards each month. Low purchase rates can help keep costs down.
ANZ’s rewards and frequent flyer credit cards give consumers the chance to earn points that can be exchanged for flights, cashback, gift cards, white goods, electronics, toys, movie tickets and much more. Due to it's extensive rewards program, ANZ rewards credit cards may also be a competitive choice for points-chasers out there.