Why choose BankSA

Benefits

  • Wide selection of credit cards
  • Rewards schemes offered
  • Low-rate and no-annual-fee options

Drawbacks

  • Interest rates range from moderate to high
  • Annual fees are high on rewards cards
  • International transaction fees charged

BankSA Credit Cards

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Australian Credit Licence 233714Fees & charges apply

20.99%

21.99%

55

$0

BankSA No Annual Fee Visa
  • Balance transfer
  • No annual fee

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

20.99%

21.99%

55

$99

for 12 months then $124 thereafter

BankSA Amplify Platinum (Amplify Qantas)
  • Apple, Google & Samsung Pay
  • Balance transfer

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

20.99%

21.99%

55

$295

BankSA Amplify Signature (Amplify Qantas)
  • Apple, Google & Samsung Pay
  • Balance transfer

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

20.99%

21.99%

55

$49

for 12 months then $124 thereafter

BankSA Amplify Platinum (Amplify Rewards)
  • Apple, Google & Samsung Pay
  • Balance transfer

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

20.99%

21.99%

55

$199

for 12 months then $295 thereafter

BankSA Amplify Signature (Amplify Rewards)
  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer

Australian Credit Licence 233714Fees & charges apply

About BankSA credit cards

BankSA provides customers with a wide range of credit card options, including low-interest cards, rewards cards, frequent flyer cards, platinum and signature cards, and no-annual-fee cards.

Because their offering is diverse, their fees and rates greatly vary. BankSA credit card rates range from moderate to high. Annual fees range from zero to high on their reward card offering. In general, BankSA credit cards offer a moderate number of interest-free days.

BankSA credit cards range from no-frill and low-rate cards to rewards and frequent flyer cards. Customers with rewards cards gain access to perks such as complimentary travel insurance and lounge passes as well as a rewards scheme that earns points.

All BankSA credit cards are monitored 24/7 for fraud and give customers access to phone and internet banking.

BankSA credit cards review

BankSA offer a wide selection of credit cards, making them suitable for budget cardholders, everyday spenders and rewards seekers. Customers who want to be compensated for their spending may be suited to BankSA’s rewards card offering. Customers can choose to earn either Amplify Rewards points or Qantas Frequent Flyer points.

Budget spenders who struggle to pay their credit card debt in full each month might prefer a low-rate option, while those who want a no-fuss credit card with low fees might prefer a no-annual-fee credit card.

BankSA credit card rates vary from card to card, but tend to stay between moderate and high. Although fees vary, BankSA credit cards typically charge a moderately low late payment fee. They also charge international transaction and currency conversion fees.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.