Bendigo Bank credit cards

Bendigo Bank offers a few credit card options, including:

• Low interest rate 
• Young adult (age 18-25)
• Balance transfer
• Rewards program
• Frequent Flyer points (Qantas)
• Overseas travel insurance
• Platinum
• Mastercard
• No annual fee
• No international transaction fee

Bendigo Bank has a variety of Mastercard credit cards for customers looking for no-frills basic options to high end rewards options. The interest rates and fees vary across each product. 

In terms of rewards, customers may take advantage of its Bendigo Bank Rewards program, which allows you to earn points towards various goods and services. Customers may also choose Bendigo Bank’s Qantas rewards option, which allows cardholders to earn Qantas points, while also offering complimentary travel insurance.  

Bendigo also offers a “first” credit card for young adult customers aged 18-25. It comes with a moderately low interest rate, a low annual fee and moderately high amount of interest-free days. 

There is also the option of a 0 per cent balance transfer deal, with various conditions attached.

Bendigo Bank credit cards may be a competitive choice if you’re looking for extensive rewards programs or no-frills options.

Its low interest credit card comes with a moderately low interest rate and annual fee. It is a relatively competitive choice when it comes to low interest cards on the market, but you may be able to find no-annual fee credit cards if you’re also looking to avoid this cost. 

Bendigo Bank also offers competitive rewards and platinum credit cards in terms of purchase rates and fees. For example, its Rewards Platinum credit card comes with a moderate annual fee and this type of credit card typically comes with moderately high to high fees. 

Further, for customers aged 18-25 looking to get their first credit card, Bendigo Bank does offer an option tailored to them. This may mean the card provider will be more likely to lend to customers with shorter credit history or it may lower its minimum income requirement. It’s crucial you read the credit card Terms and Conditions and Product Disclosure Statement before applying.  

Young adults looking to apply should keep in mind that credit cards are a serious financial commitment and may cause you to grow out of control debt if not properly managed.