Why choose Great Southern Bank

Benefits

  • No annual fees for first year
  • Moderately low interest rates available
  • Introductory balance transfer offer

Drawbacks

  • Annual fees after first year
  • Moderately high interest rates possible
  • Limit on balance transfers

Great Southern Bank Credit Cards

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Australian Credit Licence 286655Fees & charges apply

0.00%

for up to 10 months, then 21.99%

0%

55

$0

  • RateCity Exclusive
  • Apple & Google Pay
  • Balance transfer
  • No annual fee
More detailsmore-details

Australian Credit Licence 286655Fees & charges apply

Australian Credit Licence 392145Fees & charges apply

23.99%

Not Applicable

55

$99

  • Apple, Google & Samsung Pay
  • Low annual fee
More detailsmore-details

Australian Credit Licence 392145Fees & charges apply

Australian Credit Licence 392145Fees & charges apply

23.99%

Not Applicable

55

$295

  • Apple, Google & Samsung Pay
More detailsmore-details

Australian Credit Licence 392145Fees & charges apply

Australian Credit Licence 236509Fees & charges apply

10.49%

10.49%

45

$0

for 12 months then $48 thereafter

First Option Bank Low Rate Visa Credit Card
  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Australian Credit Licence 236509Fees & charges apply

Australian Credit Licence 234527Fees & charges apply

20.99%

21.99%

55

$375

ANZ Rewards Black
  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer

Australian Credit Licence 234527Fees & charges apply

About Great Southern Bank credit cards

Great Southern Bank offers Australian banking customers a selection of credit cards ranging from a standard Great Southern Bank Mastercard to a platinum credit card.

Great Southern Bank credit card interest rates vary from moderately low to moderately high depending on the credit card chosen.

A moderate number of interest-free days is available for purchases made on Great Southern Bank credit cards.

All credit cards from Great Southern Bank come with no annual fees for a limited introductory period and then range from moderately low to moderately high depending on the card.

There are no over-limit fees, duplicate statement fees or supplementary card fees for all Great Southern Bank credit cards.

Customers can take advantage of an introductory balance transfer rate with zero balance transfer fees. However, there is a transfer limit for debt moved from another provider to a Great Southern Bank credit card.

Great Southern Bank credit cards review

Great Southern Bank offers a limited variety of cards for customers with different financial needs.

For customers wanting a credit card with a moderate interest rate to keep repayment costs down, Great Southern Bank has a credit card that fits the bill. Keep in mind that it doesn’t have any additional perks, so this may not suit points-chasers or others seeking extras from their credit card.

A platinum card with perks, including a rewards program and complimentary insurance, is also available, but comes with a moderately high interest rate. This card may be suitable for people looking to earn rewards such as gift cards and cashback for spending. If you pay your bills on time, or the perks and rewards you're earning through spending outweigh the moderately high interest rate, this may be a competitive option for your financial needs.

Great Southern Bank credit card customers will most likely be pleased with no annual fees for the first year of service. However, customers should be aware that annual fees range from moderately low to moderately high thereafter.

There are also no fees for going over-limit, duplicate statements or supplementary cards. Great Southern Bank also offers the ability to make balance transfers, which may be appealing for some customers. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.