Hume Bank credit cards

Hume Bank offers both classic and rewards credit cards, making their offering potentially suitable for everyday spenders, budget card holders and rewards-seekers.

Hume Bank’s classic card offering does not earn rewards. Rather, customers are given reasonable rates and fees as an incentive to sign up. In addition to their low-rate offering, Hume Bank has a rewards card, which earns cash redeemable rewards for each dollar spent.

Hume Bank credit card rates vary from product to product, but tend to range from moderately low to moderate. In general, a rewards card will incur a higher rate than a classic card.

Like its credit card rates, Hume Bank card fees differ depending on the card you choose, but tend to be moderately low. Hume Bank generally charges no annual fee or a low annual fee.

Hume Bank credit cards may be suitable for both budget card holders and rewards-seekers. Budget card holders may benefit from a card with no annual fee and a moderately low interest rate, while customers in search of rewards may be well suited to a rewards card that earns cash redeemable points.

Hume Bank credit card rates tend to be in the middle of the market. Rates vary from moderately low to moderate, with a moderate number of interest-free days. 

In general, Hume Bank charges reasonable fees. Hume Bank provides a no-annual-fee option, and some credit cards waive the annual fee above a certain spend threshold. Customers are charged a moderate fee for late payments.

Hume Bank credit cards offer one free additional card holder and a high credit card limit to eligible customers.