Macquarie Credit Union credit cards

Like many other customer-owned banks, Macquarie Credit Union has fewer credit cards than larger banks in Australia. Macquarie Credit Union offers classic everyday spending cards. Its offering does not include platinum, rewards or travel credit cards.

Macquarie Credit Union credit card rates are generally moderate on both purchases and cash advances. However, customers are also given a very low introductory interest rate on balance transfers, purchases and cash advances for the first six months of card ownership. The interest-free period is moderate.

Macquarie Credit Union tends to charge low fees on their credit cards. Annual fees are typically low, and customers are not charged a late payment fee. There is no fee to add an additional card holder.

Credit cards issued by Macquarie Credit Union are backed by Visa and, as such, are accepted around the world.

Macquarie Credit Union offers classic, no-frills credit cards designed for budget card holders and everyday spenders. Macquarie Credit Union does not provide a rewards scheme, frequent flyer points or travel credit cards.

Because Macquarie Credit Union is owned by its members, it is able to offer reasonable rates and fees on their financial products. Macquarie Credit Union offers a very low introductory interest rate on balance transfers, purchases and cash advances. After the initial offer has expired, the credit cards incur a moderate interest rate.

All Macquarie Credit Union credit cards come with Verified by Visa, which adds an additional layer of security when customers use their card for online purchases.

Customers can manage their credit card accounts through online banking, and Macquarie Credit Union provides a range of payment options.