Why choose Northern Inland

Benefits

  • Low interest rate option
  • Paywave and chip protection
  • Access to Visa Entertainment

Drawbacks

  • No interest-free period on some cards
  • No frequent flyer points
  • No sign-on bonuses

Northern Inland Credit Cards

Credit card type

credit score icon

Credit score

Don't know your score? Find it out here.

Card status

Sort by

Default
Compare

All filters

Card type
Credit score

Don't know your score? Find it out here.

Specials
Card features
Partner program
Redemption type
Annual fees
Card status
Network
Providers
Include all products?

Yes

We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

About Northern Inland Credit Union Mutual credit cards

Northern Inland Credit Union offers both low-rate and classic credit cards. Like many regional and mutual banks, it offers a smaller selection of credit cards than Australia’s big four banks. As such, Northern Inland Credit Union does not offer platinum, gold, rewards or frequent flyer credit cards.

Because Northern Inland is owned by its members rather than shareholders, it is able to focus on offering reasonable interest rates and fees rather than on profit. Northern Inland Credit Union credit card rates range from very low to moderate. In some cases, the interest rate is discounted for the first six months of card ownership.

Although Northern Inland Credit Union credit cards do not provide a rewards scheme, classic card holders do gain access to Visa Entertainment, which grants card holders free access to exclusive ticket sales, member promotions and more.

Northern Inland Credit Union credit cards review

Because Northern Inland Credit Union includes low-rate and classic cards within its offering, Northern Inland credit cards may be suited to budget card holders and everyday spenders. Northern Inland does not offer platinum, frequent flyer or rewards credit cards, which means that rewards-seekers may not find their offering suitable.

In general, Northern Inland Credit Union credit card rates are at the low end of the market. Although Northern Inland Credit Union offers very low rates on certain cards, customers should be aware that they may sacrifice an interest-free period on purchases. Northern Inland delivers interest-free periods ranging from no interest-free period to a moderate interest-free period.

Some Northern Inland Credit Union cards offer an introductory balance transfer deal, making them suited to those who have existing credit card debt they want to move to a new card.

About our expert

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.