Qudos Bank credit cards

Qudos Bank offers multiple Visa credit cards to suit its members’ needs. These cards range from a standard card for customers who prefer lower interest rates on their purchases to a platinum card for those who prefer to earn rewards.

New customers receive a very low introductory interest rate on purchases and balance transfers. Thereafter, Qudos credit card rates vary from moderately low to moderately high for purchases.

There is a moderately high credit card limit on Qudos Bank Visa cards.

Depending on the card chosen, Qudos Bank Visa cardholders could receive anywhere from no interest-free days to a moderate number of days to pay off their credit card debt before interest accrues.

Annual fees range from none to high, depending on the card chosen.

There are no late payment fees on Qudos Visa credit cards.

With multiple cards to choose from, Qudos Bank credit cards may appeal to a range of customers. The Visa credit cards on offer range from standard to platinum.

A very low introductory interest rate on purchases could be appealing to those who want to make big purchases as a new cardholder. However, potential customers should take note of the interest rate hike after the introductory period. Standard interest rates vary from moderately low to moderately high.

Frequent travellers and big spenders might be attracted to Qudos Bank’s rewards card offering, which can be used to earn frequent flyer points and gift cards.

There is also an introductory balance transfer rate for new members. However, there are cards available from other financial institutions that offer lower balance transfer rates for new customers. As such, those who want to consolidate their debt onto a low-rate card might want to look elsewhere.