St.George Bank credit cards

St. George offers a few credit card options, including:

• Low interest 
• No annual fee
• Balance transfer
• Rewards program
• Frequent Flyer points (Qantas)
• Overseas travel insurance
• Platinum

St. George’s low interest card offer comes with a moderately low purchase rate, as well as a moderately high number of interest-free days. 

Points chasers can take advantage of St. George’s Amplify Rewards program, which allows you to earn points towards Qantas flights, Qantas upgrades, gift cards, merchandise and more. St. George’s rewards cards include a basic option, a standard option and platinum option. Some credit cards also come with complimentary travel insurance. 

There is also a St. George credit card with 0 per cent balance transfer deal, with various conditions attached.

As St. George offers a range of credit cards, from no-frills options to high-end cards with perks, its interest rates and fees vary across each product.  

It has competitive, low-rate options as well as Platinum credit cards with understandably higher rates and fees. While there may be lower-rate credit card options out there from smaller or online lenders, you may miss out on the convenience of customer service and branch access that St. George offers.  

Its extensive rewards program may be a draw for customers looking for a credit card that earns them points towards merchandise and gift cards, as well as Qantas rewards. St. George also offers customers complimentary travel insurance on some credit cards. This can be a handy resource for travellers as this type of insurance can be a costly part of your travel budget.