Why choose Summerland Bank

Benefits

  • Introductory balance transfer offer
  • No annual fee during introductory period
  • No late payment fees

Drawbacks

  • Potential for moderately high interest rates
  • Limited branches
  • Not many perks or rewards available

Summerland Bank Credit Cards

Credit card type

credit score icon

Credit score

Don't know your score? Find it out here.

Card status

Sort by

Default
Compare

All filters

Card type
Credit score

Don't know your score? Find it out here.

Specials
Card features
Partner program
Redemption type
Annual fees
Card status
Network
Providers
Include all products?

Yes

We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

About Summerland Credit Union credit cards

Summerland Credit Union has a limited range of credit cards on offer, ranging from a standard Visa to a platinum credit card. With this in mind, members can make a card selection that is right for them, whether they want lower interest rates or rewards on their purchases.

Interest rates on purchases vary from moderately low to moderately high, depending on the credit card chosen.

A moderate interest-free period is offered, allowing Summerland Credit Union members to pay off their credit card debt before accruing interest.

Summerland Credit Union Visa cards have no late payment fees. For an introductory period, Summerland credit cards also have no annual fee. After the introductory period, annual fees range from moderately low to moderate depending on the card.

There is an introductory balance transfer rate for new members of Summerland. After this period, the balance transfer rate reverts to the card’s purchase interest rate.

Summerland Credit Union credit cards review

Summerland Credit Union offers a limited range of credit cards. However, members searching for a low-rate card or one with rewards might be satisfied with what Summerland has to offer.

A moderately low interest rate is available and could be suitable for someone who wants to mitigate the risk of risk. People looking to earn rewards for spending, on the other hand, might prefer the rewards card option. However, be mindful that this card comes with a higher interest rate.

Those who are looking to move their debt from another credit card might also be attracted Summerland Credit Union’s introductory balance transfer rate. However, potential customers should be mindful that the balance transfer rate returns to the standard purchase rate after the introductory period.

About our expert

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.