Why choose Virgin Money

Benefits

  • Wide selection of frequent flyer credit cards
  • 0% balance transfer deals available
  • No annual fee credit card available

Drawbacks

  • Interest rates may be high
  • Annual fees may be high
  • Interest free days are moderately low

Virgin Money Credit Cards

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Australian Credit Licence 244616Fees & charges apply

20.74%

0%

44

$329

Virgin Money Virgin Australia Velocity High Flyer Card
  • Apple & Samsung Pay
  • Balance transfer

Australian Credit Licence 244616Fees & charges apply

Australian Credit Licence 244616Fees & charges apply

20.74%

0%

55

$74

for 12 months then $149 thereafter

Virgin Money Virgin Australia Velocity Flyer Card (Points Offer)
  • Bonus Points
  • Apple & Samsung Pay
  • Balance transfer

Australian Credit Licence 244616Fees & charges apply

Australian Credit Licence 244616Fees & charges apply

20.74%

0%

55

$0

for 12 months then $149 thereafter

Virgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
  • Balance Transfer
  • Apple & Samsung Pay
  • Balance transfer

Australian Credit Licence 244616Fees & charges apply

Australian Credit Licence 244616Fees & charges apply

0.00%

for up to 6 months, then 19.99%

0%

55

$0

Virgin Money No Annual Fee Card
  • Purchase Offers
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee

Australian Credit Licence 244616Fees & charges apply

Australian Credit Licence 244616Fees & charges apply

12.99%

0%

55

$99

Virgin Money Low Rate Card
  • Apple & Samsung Pay
  • Balance transfer
  • Low annual fee

Australian Credit Licence 244616Fees & charges apply

About Virgin Money credit cards

Virgin Money offers a wide selection of credit cards to customers:

  • Low rate credit cards
  • No annual fee credit cards
  • Frequent flyer credit cards
  • Balance transfer credit cards
  • Visa credit cards

As Virgin Money aligned with the Virgin airlines group, it’s no surprise that the company offers several frequent flyer credit cards. These cards earn Velocity frequent flyers points that can be cashed in to purchase Virgin and Virgin affiliated airline flights.

The frequent flyer credit cards offered by Virgin all come with annual Virgin Australia gift vouchers. Some also have complimentary travel insurance, airport lounge passes, concierge services and extended warranty insurance.

Virgin Money also offers some no-frills lower end credit cards that have low rates and no annual fees. As these don’t have any rewards or earn frequent flyer points, they’d suit customers who aren’t looking for extras, but want to keep costs down.

Virgin Money credit card review

Virgin Money offers both low and high-end credit cards, to suit a wide variety of customers. It has several frequent flyer credit cards that earn velocity points.

Interest rates vary significantly between the credit cards Virgin Money offers. For example, the low rate credit card has a moderately low purchase interest rate, but the top-end-of-town frequent flyer credit cards have high interest rates.

Virgin Money offers balance transfer deals, with varying conditions, but 0 per cent balance transfers are available.

When it comes to fees, there is a no annual fee credit card option. The low rate Virgin credit card has moderately low fees, but the frequent flyer cards have moderately high to high fees. Late fees on all the Virgin Money credit cards are low.

All credit cards from Virgin Money have moderately low interest-free days compared to other credit cards on the market.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.