Why choose Bank of us

Benefits

  • Suitable for low deposits.
  • Long loan terms of up to 45 years.
  • Flexible repayment schedule with weekly, fortnightly and monthly repayment options.
  • Offers discounts on interest rates.

Drawbacks

  • Products are only available to residents of Tasmania.
  • Some products include fees.
  • Early break fees apply across the home loan product range.

Bank of us Home Loans

Loan amount

$

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Australian Credit Licence 236870Fees & charges apply

7.34%

7.54%

$2,550

FlexiChoice Home Loan
  • Investor
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 236870Fees & charges apply

Australian Credit Licence 236870Fees & charges apply

6.44%

6.49%

$2,350

FlexiDiscount Home Loan
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 236870Fees & charges apply

Australian Credit Licence 236870Fees & charges apply

5.99%

6.01%

$2,253

FlexiDiscount Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 236870Fees & charges apply

Australian Credit Licence 236870Fees & charges apply

5.94%

6.11%

$2,242

FlexiDiscount Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 236870Fees & charges apply

Australian Credit Licence 236870Fees & charges apply

5.99%

6.14%

$2,253

FlexiDiscount Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 236870Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.94%

Total interest payable

$0

Total loan repayments

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Bank of us customer service

Bank of us is a local bank and as such face-to-face banking is only available in a select number of branches in Tasmania. The customer service centre can handle all manner of enquiries if customers would prefer to speak to someone. Alternatively, they can email Bank of us. Bank of us home loan customers can access their accounts online 24-hours a day via online banking and the company’s mobile banking app.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

To apply for a home loan from Bank of us customers can enquire within a Tasmanian branch or get in touch with the customer service centre by phone. To simplify the process for customers Bank of us offers a call back service, or alternatively customers can apply online 24-hours a day. Before applying for any loan product customers should carefully calculate how much they can afford to borrow based on their earnings and expenses.  In addition to completing an application form Bank of us will require customers to supply a series of documents including:

  • Personal identification.
  • Personal income details.
  • Details of current debts and assets.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.