Why choose BCU Bank

Benefits

  • Flexible repayment options.
  • Interest-only payments available.
  • Discounted interest rates on variable loans.

Drawbacks

  • Limited branch access.
  • High standard variable rate.

BCU Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 241077Fees & charges apply

6.29%

6.32%

$2,318

OMG Home Loan
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241077Fees & charges apply

Australian Credit Licence 241077Fees & charges apply

5.99%

6.02%

$2,253

OMG Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 241077Fees & charges apply

Australian Credit Licence 241077Fees & charges apply

6.04%

6.07%

$2,264

OMG Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 241077Fees & charges apply

Australian Credit Licence 241077Fees & charges apply

6.14%

6.17%

$2,285

Offset Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 241077Fees & charges apply

Australian Credit Licence 241077Fees & charges apply

5.99%

6.21%

$2,253

Fixed Rate
  • Owner Occupied
  • Fixed undefined year
  • 5% min deposit
  • P&I

Australian Credit Licence 241077Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.99%

Total interest payable

$0

Total loan repayments

$0

bcu customer service

Home loan customers can contact bcu in a variety of ways. There is a general service phone line and customers can also contact the bank online, via email or request a call back from a bcu home loan specialist. For those wanting more immediate contact, they can meet with bcu staff at their branches in New South Wales and Queensland.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

bcu gives potential customers a number of methods of applying for a home loan product. Customers can apply via an online form, by email, mail or fax, or by phone. They can also visit a bcu branch and apply in person. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:

  • Personal identification material
  • Proof of employment
  • Proof of income, earnings and assets
  • Information on expenses, liabilities and other loans

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.