Why choose Family First Credit Union

Benefits

  • Variety of home loan products to suit a wide range of borrowers.
  • Loans can accommodate borrowers with smaller deposits.
  • Some loans offer discounts on interest rates.

Drawbacks

  • Limited branch network.
  • Some loans have higher moderate to high interest rates.

Family First Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 241068Fees & charges apply

8.05%

8.13%

$2,348

Interest Only Home Loan
  • Owner Occupied
  • Variable
  • 5% min deposit
  • Interest Only

Australian Credit Licence 241068Fees & charges apply

Australian Credit Licence 241068Fees & charges apply

6.13%

6.21%

$2,283

Standard Variable Rate Home Loan
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241068Fees & charges apply

Australian Credit Licence 241068Fees & charges apply

6.20%

6.28%

$1,808

Construction Home Loan
  • Owner Occupied
  • Variable
  • 5% min deposit
  • Interest Only

Australian Credit Licence 241068Fees & charges apply

Australian Credit Licence 241068Fees & charges apply

6.48%

6.56%

$2,359

Standard Variable Investment Loan
  • Investor
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241068Fees & charges apply

Australian Credit Licence 241068Fees & charges apply

6.55%

6.63%

$2,374

Standard Variable Investment Loan
  • Investor
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241068Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.95%

Total interest payable

$0

Total loan repayments

$0

Family First Credit Union customer service

Family First Credit Union members can contact the bank by calling the customer support line or by filling out the online enquiry form. Customers located in Lithgow, Blackheath or Bathurst can pop into a local Family First Credit Union branch. Family First Credit Union Customers have access to the rediATM partner network Australia wide.

✓     Customer service centre (phone)

✓     Online banking

✓     Mobile banking staff

How to Apply

Borrowers wanting to apply for a Family First Credit Union home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for a Family First Credit Union home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this Family First home loan, you will need to supply the following information:

  • Employment details including proof of income.
  • A list monthly expenses.
  • A list of Assets and Liabilities including any car or personal loans.
  • Provide proof of identity.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.