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Freedom Lend

Freedom Lend home loans

Freedom Lend is an Australian-owned and operated non-bank lender that provide an online-only service from its Melbourne office. Being an online-only lender, Freedom Lend is able to cut out a lot of overheads and pass the savings and lower interest rates onto its customers. Freedom Lend offers its customers a range of fixed and variable competitive home and investment loans.

Freedom Lend Home Loan Calculator  
Interested in a Freedom Lend home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Freedom Lend compares to its competitors. Simply plug in your borrowing amount below.

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RateCity
Content updated18 Oct, 2023
Product data updated

Important disclosure

Why choose Freedom Lend

Benefits

  • Flexible loan options.
  • Competitive interest rates.
  • Can accommodate borrowers with a smaller deposit.

Drawbacks

  • Limited branch access.
  • Limited home loan options.
  • Some loans have high exit fees.

Freedom Lend Home Loans

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$

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Loan type & Term

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Australian Credit Licence 395179Fees & charges apply

6.15%

6.18%

$2,287

Freedom Variable
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 395179Fees & charges apply

Australian Credit Licence 395179Fees & charges apply

6.45%

6.20%

$2,352

Construction Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 395179Fees & charges apply

Australian Credit Licence 395179Fees & charges apply

6.85%

6.23%

$2,440

Freedom Fixed
  • Owner Occupied
  • Fixed undefined year
  • 40% min deposit
  • P&I

Australian Credit Licence 395179Fees & charges apply

Australian Credit Licence 395179Fees & charges apply

6.85%

6.27%

$2,440

Freedom Fixed
  • Owner Occupied
  • Fixed undefined year
  • 40% min deposit
  • P&I

Australian Credit Licence 395179Fees & charges apply

Australian Credit Licence 395179Fees & charges apply

6.25%

6.28%

$2,309

Freedom Variable
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 395179Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 6.15%

Total interest payable

$0

Total loan repayments

$0

Freedom Lend customer service

Being an online-only lender means that Freedom Lend customers do not have access to a branch network, however this non-traditional lender offers its customers extended telephone support, 7 days a week. Home loan customers can also contact Freedom Lend through the online chat function on their website. Borrowers looking for face-to-face support can meet with a Freedom Lend consultant in their Melbourne office, borrowers outside Melbourne can arrange a Skype meeting through the Freedom Lend website.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Live Chat

How to Apply

Borrowers wanting to apply for a Freedom Lend home loan can complete a secure online loan application form. Before applying for a Freedom Lend home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for this Freedom Lend loan, you will need to supply the following information:

  • Proof of identity.
  • Proof of income including last two months’ payslips or last two years’ tax returns if you’re self-employed.
  • Provide three months’ savings history, credit card statements and bank account statements.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.