Greater Bank home loans

Greater Bank customers with general enquiries can contact the customer support centre six days a week and home loan customers have a direct line to the loan centre. In addition to round the clock telephone banking, Greater Bank customers can email the fraud prevention department at any time. Greater Bank customers can also contact support via the live chat function or by visiting a NSW or QLD branch.

• Customer service centre (phone)
• Mobile app
• Online banking
• Email
• Live Chat
• Branch
• Mobile banking staff

Borrowers wanting to apply for a Greater Bank loan can do so by contacting the bank directly, filling out an online application form or calling the bank’s loan hotline. 

Before applying for a Greater Bank home loan, consider what you can afford to borrow and what other costs you need to include. 

To apply for a Greater Bank loan, you will need to supply the following information:

• Personal identity information.
• Proof of income and employment.
• Details of your current debts, liabilities and assets.

Note: only available for properties in NSW, ACT and QLD.

As a customer-owned bank, Greater Bank is able to reinvest its profits to benefit its customers, including offering competitive interest rates. Fixed, variable and split interest rate options are available for owner occupiers and investors, paying principal and interest or interest only. Refinancers may also be able to benefit from a fast refinance option.

Greater Bank has mortgage options available for self-employed borrowers. Borrowers that are short on their deposit (such as some first home buyers) may still be able to get a home loan from Greater Bank if a family member can guarantee the loan with their own property as security.  Construction and land loans are also available, as are reverse mortgages and lines of credit.

While Greater Bank home loans are available with no ongoing fees, an annual package fee may apply if you choose to bundle your loan with other financial products from Greater Bank.

Greater Bank offers home loans with additional repayments and unlimited free redraws. Repayment holiday options are also available. Selected home loans also offer the option of multiple offset accounts.