Why choose IMB Bank

Benefits

  • IMB have a wide variety of home loan products to suit most borrowers.
  • IMB loans have flexible options.
  • Loans can be packaged with other products.
  • Some loans offer discounts on interest rates.

Drawbacks

  • Some IMB loans are not available to refinancers and investors.
  • Some loans products include fees.

IMB Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 237391Fees & charges apply

9.53%

9.60%

$3,065

Standard Variable Rate Home Loan
  • Investor
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 237391Fees & charges apply

Australian Credit Licence 237391Fees & charges apply

6.34%

6.40%

$2,328

Budget Home Loan
  • Cashback
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 237391Fees & charges apply

Australian Credit Licence 237391Fees & charges apply

6.04%

6.07%

$2,264

Budget Home Loan

    2024 Award Winner

  • Cashback
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 237391Fees & charges apply

Australian Credit Licence 237391Fees & charges apply

6.14%

6.17%

$2,285

Budget Home Loan

    2024 Award Winner

  • Cashback
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 237391Fees & charges apply

Australian Credit Licence 237391Fees & charges apply

5.69%

6.23%

$2,189

Fixed Rate Home Loan
  • Cashback
  • Owner Occupied
  • Fixed undefined year
  • 5% min deposit
  • P&I

Australian Credit Licence 237391Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.69%

Total interest payable

$0

Total loan repayments

$0

IMB Bank customer service

IMB home loan customers can contact the bank via the customer support contact centre six days a week. Alternatively, home loan customers who prefer face-to-face banking can pop into a branch or book an appointment with an IMB mobile lender through the website. Customers also have the option of emailing their enquiry through an online contact form.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

✓     Online Chat

✓     Mobile banking staff

How to Apply

IMB provides potential customers with multiple ways of applying for a home loan. This includes filling out an online application form, calling an IMB Loan Specialist or applying in person at an IMB Branch if you’re in NSW. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of identification.
  • Proof of income – whether you are self-employed or work for an employer.
  • Information regarding your current debts, liabilities and assets.
  • Information relating to the property you are buying including a contract of sale.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.