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Resi Mortgage

Resi Mortgage home loans

RESI Mortgage Corp is a non-bank lender founded in the 1980s and part of the Yellow Brick Road Group since 2014.

RESI is based in Sydney and has branches throughout Australia and offers a number of financial products and services. These include home and commercial loans, superannuation and personal finance advice.

RESI Mortgage Corp has won numerous awards and was named Australia’s Best Non-Bank Lender at the Australian Lending Awards in 2012.

RESI Home Loan Calculator
Interested in an RESI home loan? RateCity has a suite of calculators that can show you what your repayments would be and how RESIcompares to its competitors. Simply plug in your borrowing amount below. 

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Content updated18 Oct, 2023
Product data updated

Important disclosure

Why choose Resi Mortgage

Benefits

  • Discounted rates available.
  • Flexible repayment features.
  • Specialised loans available.

Drawbacks

  • Limited interest-only payments.
  • Relatively high standard rates.

Resi Mortgage Home Loans

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$

Minimum deposit

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Australian Credit Licence 390669Fees & charges apply

5.89%

6.13%

$2,232

Select Fixed Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 390669Fees & charges apply

Australian Credit Licence 390669Fees & charges apply

6.14%

6.17%

$2,285

Select Home Loan
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 390669Fees & charges apply

Australian Credit Licence 390669Fees & charges apply

5.99%

6.18%

$2,253

Select Fixed Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 390669Fees & charges apply

Australian Credit Licence 390669Fees & charges apply

6.18%

6.21%

$2,294

Select Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 390669Fees & charges apply

Australian Credit Licence 390669Fees & charges apply

6.29%

6.22%

$2,318

Select Fixed Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 390669Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.89%

Total interest payable

$0

Total loan repayments

$0

RESI Mortgage Corp customer service

Home loan customers at RESI Mortgage Corp can contact the lender in a number of ways. There is a general customer line and customers can also contact the lender via email or an online form on the RESI website. There is also the option to visit a RESI Mortgage branch and meet with a staff member in person.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

RESI Mortgage Corp customers can apply for a home loan through a number of methods. These include by phone or email, via the online application form on the RESI website, or by booking a phone appointment with a home loan specialist. Customers can also apply in person at a RESI Mortgage branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.

For refinancers you will also have to provide you home loan statements for the past three months and a current payout quote for the loan you wish to refinance. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.