Why choose Auswide Bank

Benefits

  • Can accommodate people with smaller deposits.
  • Opportunity to bundle financial products together.
  • Offers discounts on the interest rate.
  • Flexible repayment schedule with weekly, fortnightly and monthly repayment options.

Drawbacks

  • Limited home loan products to choose from.
  • Some products have moderate to high fees.

Auswide Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 239686Fees & charges apply

6.84%

7.23%

$2,438

Freedom Package
  • Owner Occupied
  • Fixed undefined year
  • 10% min deposit
  • P&I

Australian Credit Licence 239686Fees & charges apply

Australian Credit Licence 239686Fees & charges apply

6.54%

6.56%

$2,372

Basic Home Loan
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 239686Fees & charges apply

Australian Credit Licence 239686Fees & charges apply

6.09%

6.11%

$2,274

Basic Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239686Fees & charges apply

Australian Credit Licence 239686Fees & charges apply

6.14%

6.16%

$2,285

Basic Home Loan
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 239686Fees & charges apply

Australian Credit Licence 239686Fees & charges apply

6.14%

6.16%

$2,285

Basic Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 239686Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 6.09%

Total interest payable

$0

Total loan repayments

$0

Auswide Bank customer service

Auswide Bank has a nationwide lending presence supported through branches, a network of lending consultants and the company website. If Auswide Bank home loan customers can’t go into a branch they can get in touch via telephone, or use internet-based services such as email, online banking and the mobile app. Customers can also contact Auswide Bank staff online via the website’s live chat facility.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

There are two ways to apply for an Auswide Bank home loan: in person by visiting an Auswide Bank branch or via the company’s website. Before submitting a loan application borrowers should fully consider their budget. They can use helpful tools such as a repayment calculator to receive an indication of how much a home loan is likely to cost. To support all home loan applications Auswide Bank requires a range of documentation that includes:

  • Proof of identification.
  • Occupation and/or employer details.
  • Gross monthly income from all sources.
  • Asset details (a list of what you own, such as property, motor vehicles, shares, furniture, superannuation, and their values).
  • Existing loans (home loans, personal loans, leasing contracts, hire purchase).
  • Credit card limits and current balances.
  • Savings account details.
  • Details of the property you are offering as security for the loan.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.