Why choose Coastline Credit Union

Benefits

  • No monthly fees
  • Free redraw facility
  • Additional repayments allowed

Drawbacks

  • Charges an establishment fee
  • Moderate interest rates on unsecured loans
  • Limited branch access

Coastline Credit Union Personal Loans

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Australian Credit Licence 239175Fees & charges apply

7.50%

7.78%

$601

$36,068

Personal Loan Secured with Fixed Term Deposit
  • 1 to 7 years
  • Secured
  • Variable Rate
  • No ongoing fees

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

7.50%

8.92%

up to 8.92%

$601

$36,068

Personal Loan Secured
  • 1 to 7 years
  • Secured
  • Variable Rate
  • No ongoing fees

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

9.75%

10.04%

$634

$38,024

Overdraft Secured
  • 0 to 10 years
  • Secured
  • Variable Rate
  • No ongoing fees

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

13.00%

14.42%

up to 14.42%

$683

$40,956

Unsecured Personal Loan
  • 1 to 7 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

15.00%

15.30%

$714

$42,822

Overdraft Unsecured
  • 0 to 10 years
  • Unsecured
  • Variable Rate
  • No ongoing fees

Australian Credit Licence 239175Fees & charges apply

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

$

Your estimated repayments

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based on a $30,000 loan for 5 years at 7.50%

Total loan repayments

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Total interest charged

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Features of Coastline Credit Union personal loan

Coastline Credit Union offers both secured and unsecured personal loans, though their selection is smaller than you may find with larger banks in Australia. Coastline Credit Union personal loans have a flexible loan period and a maximum borrowing amount of $200,000.

Coastline Credit Union personal loans allow additional repayments and provide a free redraw facility. While Coastline Credit Union does not charge a monthly fee, it does charge an establishment fee.

Current personal loan interest rates for Coastline Credit Union loans range from very low to moderate. Coastline Credit Union’s best personal loan rates can be found with their secured loans.

Coastline Credit Union personal loans - customer service

Customers can contact Coastline Credit Union by phone, email or mail. Customers are also invited to visit a bank branch.

Customer service is available during business hours, but customers with lost or stolen cards can call at any time.

Who is eligible for a Coastline Credit Union personal loan?

  • Must be at least 18 years old
  • Must be a permanent Australian resident or citizen
  • Must be in paid employment
  • Must not have been bankrupt

How to apply for a Coastline Credit Union personal loan?

  • After you’ve chosen your loan, click ‘Apply Now’
  • Confirm your eligibility
  • Complete the online application form
  • Submit the online application form and wait for a response

Coastline Credit Union personal loans review

As a small personal loan lender, Coastline Credit Union offers fewer loans than larger banks. However, Coastline Credit Union provides customers with both secured and unsecured options.

Coastline Credit Union personal loans have flexible loan repayment options and flexible loan periods. Customers can borrow up to $200,000. Coastline Credit Union charges customers a loan establishment fee, but does not charge a monthly account-keeping fee.

The features of Coastline Credit Union personal loans vary from product to product, but all Coastline Credit Union personal loans allow additional repayments and provide a free redraw facility.

Coastline Credit Union personal loan rates tend to range from very low to moderate. In general, customers receive lower personal loan interest rates on secured loans versus unsecured loans.

Before applying for a personal loan, it’s best to compare personal loan rates to find the right option for you.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.