Credit Union SA personal loans

As a regional personal loan lender, Credit Union SA has a limited range of loans. However, customers are able to choose between flexible and low-rate options with either fixed or variable interest.

Credit Union SA charges an upfront establishment fee, but does not charge any monthly account-keeping fees. Credit Union SA allows additional repayments with no penalty and has a maximum load period of seven years.

Credit Union SA personal loan rates range from very low to moderately high, depending on the product you choose.

Credit Union SA customers can contact customer service by phone, online enquiry or by visiting a Credit Union SA branch.

Customer service via phone is available from 8am-5:30pm on weekdays and from 9am-12pm on Saturdays.

• Must be at least 18 years old
• Must be a permanent Australian resident or citizen
• Must be currently employed
• Must not be a US resident for taxation purposes
• Must never have been bankrupt

• Click ‘Apply Online’
• Confirm your eligibility
• Complete the online application form
• Submit the online application form and wait for a response

Credit Union SA provides personal loans for a range of expenses, including large purchases, home renovation and debt consolidation.

Customers can choose between secured and unsecured arrangements, and select either variable or fixed interest. Credit Union SA personal loans have a maximum loan term of seven years.

Credit Union SA charges a one-off establishment fee but does not charge monthly account-keeping fees. Customers can make additional repayments at no extra cost, and there is no penalty for paying your loan off early. Credit Union SA also has free redraw facilities.

Credit Union SA’s current personal loan interest rates range from very low to moderately high. Customers will typically get Credit Union SA’s best personal loan rates on secured loan options. Before applying, it’s best to compare personal loan rates to ensure you choose the right option for you.