Geelong Bank personal loans

Geelong Bank is limited in its personal lending options, with only two loans to choose from. Both loans are unsecured and come with variable interest rates.

Personal loan interest rates from Geelong Bank are moderately low when compared to the rest of the market.

Loan terms of up to seven years are available, with loans as low as $1,000 offered.

Upfront fees are above the average fee charged by the major banks, but there are no ongoing fees thereafter.

A free redraw facility is available for members who want to borrow back money paid on their loans.

Geelong Bank has only one branch for Australians to visit; located in Geelong.

For the rest of Australia, Geelong Bank serves as an online bank. Geelong Bank customer service is also available by phone.

People applying for a Geelong Bank personal loan will need to meet the following requirements:

• Pass a credit check
• Be at least 18
• Be employed with a history of income
• Be a member of Geelong Bank

The following application methods are available for a Geelong Bank personal loan:

• Online application
• Visit their branch in Geelong
• Apply by phone

With only a small selection of personal loans to choose from, Geelong Bank members have limited options. Members who want an unsecured loan with variable interest rates might be satisfied with what’s on offer.

Geelong Bank personal loan rates are moderately low and are competitive with the rest of the market. This could appeal to members looking to save money on interest over the course of their loan.

Loans as low as $1,000 are available, with loan terms of up to seven years. Borrowers might find a Geelong Bank personal loan suitable for expenses like a holiday or a computer.

There is an upfront fee that is above average. However, borrowers could find savings with no ongoing fees thereafter.

Use RateCity to find the best current personal loan interest rates for your financial situation and requirements.