Loans.com.au is an online-only personal loan lender based in Brisbane. Loans.com.au does not operate any branches. Rather, its loan processes and services are provided online.
Since its establishment in 2011, Loans.com.au has served thousands of customers across Australia.
Loans.com.au uses a team of loan specialists to provide a range of personal loans to its customers. Because it does not have large overheads, it is able to offer reasonable personal loan interest rates and fees.
Benefits
Drawbacks
Australian Credit Licence 395219Fees & charges apply
6.74%
7.86%
$590
$35,422
Australian Credit Licence 395219Fees & charges apply
7.39%
8.50%
$600
$35,974
Australian Credit Licence 395219Fees & charges apply
8.09%
9.20%
$610
$36,575
Australian Credit Licence 395219Fees & charges apply
8.19%
9.30%
$611
$36,661
Australian Credit Licence 395219Fees & charges apply
8.24%
9.35%
$612
$36,705
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
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Loans.com.au uses a team of loan specialists to offer flexible personal loan solutions. Customers can choose from a range of loans and decide to make repayments weekly, fortnightly or monthly.
Loans.com.au personal loans have a maximum amount of $100,000 and loan terms of three, four or five years.
Loans.com.au does not charge any ongoing fees or discharge fees, but does charge an above-average establishment fee.
In terms of personal loan interest rates, Loans.com.au tends to be low, but rates may depend on your financial situation and credit history.
Customers can contact Loans.com.au by phone, email and online chat. Customers can also complete a form to request a call from a customer service or financial specialist.
Loans.com.au phone lines are open from 7am-7pm (AEST) on weekdays.
Loans.com.au offers tailored personal loan solutions, making them potentially suitable for a wide range of borrowers. Loans.com.au offers personal loans of up to $100,000 with a loan term of three, four or five years.
In terms of fees, Loans.com.au is reasonable. Although it charges an above-average establishment fee, there are no ongoing fees and no early exit fees. Borrowers can make additional repayments in order to pay their loan early.
Loans.com.au personal loan rates vary depending on your financial situation, credit history and loan needs. Loans.com.au’s current personal loan interest rates start very low, but can change with each borrower. Those with poor credit may be given a higher rate than those with perfect credit.
To find the best personal loan rates before you apply, it’s best to compare personal loan rates available to you.
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