Why choose Qudos Bank


  • No ongoing fees
  • No early exit penalty fee
  • Multiple repayment options


  • Low interest rates not available
  • Lack of loan options
  • Upfront fee charged

Qudos Bank Personal Loans

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Features of a Qudos Bank personal loan

Qudos Bank has only one personal loan option available to its members. This is an unsecured loan and comes with a variable interest rate.

Personal loan interest rates from Qudos Bank are moderate in comparison to other personal loans in Australia.

Loan terms of up to seven years are available. Customers of Qudos Bank can borrow up to $25,000 or as little as $5,000.

Potential borrowers should anticipate paying an upfront fee to begin their loan. However, there are no ongoing fees on Qudos Bank personal loans.

Qudos Bank borrowers have weekly, fortnightly and monthly repayment options for their personal loans.

Qudos Bank personal loans - customer service

Qudos Bank has 11 branches for its members to visit, with most offices located in New South Wales.

Members who are unable to visit Qudos Bank branches can receive assistance by phone or online.

Who is eligible for a Qudos Bank personal loan?

The following eligibility criteria applies to Qudos Bank personal loans:

  • Must be at least 18
  • Must be a resident of Australia
  • Must show a history of income and employment
  • Must pass a credit check

How to apply for a Qudos Bank personal loan?

Applications for Qudos Bank personal loans are accepted via the following avenues:

  • In branch
  • Over the internet
  • By phone

Qudos Bank personal loans review

Qudos Bank offers personal loans between $5,000 and $25,000. As such, Qudos Bank personal loans may be appropriate for expenses such as a holiday or a wedding but not for small personal items like a computer or an instrument.

Qudos Bank personal loan rates are considered moderate when compared to the rest of the market. Members looking to save money should use RateCity to find the best personal loan rates available for their circumstances.

Qudos Bank personal loans do not come with any ongoing fees, which may provide some cost savings. However, borrowers should expect to pay a moderate upfront fee to start their loan.

Borrowers anticipating an improvement in their financial situation could take advantage of no early exit penalty fees from Qudos Bank by paying off their loan early.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.