Regional Australia Bank is a customer-owned bank based in Armidale, New South Wales. Because it is owned by its customers, Regional Australia Bank does not have any external shareholders and reinvests profits back into the business.
Regional Australia Bank has been in operation for more than 45 years.
Regional Australia Bank operates bank branches across New South Wales, but does not run offices or branches in other states or territories.
Benefits
Drawbacks
Australian Credit Licence 241167Fees & charges apply
7.20%
8.54%
$597
$35,812
Australian Credit Licence 241167Fees & charges apply
10.24%
11.60%
$641
$38,458
Australian Credit Licence 241167Fees & charges apply
15.99%
17.40%
$729
$43,763
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
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Regional Australia Bank offers a range of secured and unsecured personal loans. Customers can use Regional Australia Bank personal loans for a range of expenses, such as home renovations, overseas holidays and car purchases.
Regional Australia Bank personal loan fees vary depending on the loan you choose. Typically, customers are charged an establishment fee, but do not have to pay monthly service fees.
Regional Australia Bank personal loans offer free redraw facility and allow additional repayments.
Customers can receive customer service by phone, online enquiry or within any Regional Australia Bank branch.
The Regional Australia Bank customer service centre is open weekdays from 8am to 6pm and Saturdays from 8:30am to 12pm.
Regional Australia Bank provides a range of loans that can be used for buying a new car, renovating a home, booking an overseas holiday or consolidating existing debt.
Customers can choose between secured and unsecured personal loans. Regional Australia Bank personal loan fees are generally reasonable. While Regional Australia Bank charges an establishment fee, many of its loans do not have ongoing service fees.
Regional Australia Bank personal loan rates vary from product to product. Its current personal loan interest rates range from moderately low to high. Customers gain access to lower personal loan interest rates if they require a personal loan for eco-friendly initiatives.
Because so many personal loan lenders exist, it is advisable to compare personal loan rates from several different lenders. Comparing one personal loan lender to another will help you find the best personal loan rates for your needs.
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