Southern Cross Credit Union was established in 1966, in the Northern Rivers region of New South Wales, as the Tweed BGF Members Credit Union. In 1975, it merged with Lismore Community Credit Union to become Tweed Byron Credit Union before changing its name to Southern Cross Credit Union in 1997.
Today, Southern Cross Credit Union has grown to serve members from across New South Wales and Australia.
Benefits
Drawbacks
Australian Credit Licence 241000Fees & charges apply
7.99%
8.90%
$608
$36,489
Australian Credit Licence 241000Fees & charges apply
9.39%
10.30%
$628
$37,707
Australian Credit Licence 241000Fees & charges apply
11.39%
12.29%
$658
$39,487
Australian Credit Licence 241000Fees & charges apply
13.39%
14.28%
$689
$41,316
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
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Southern Cross Credit Union provides a range of personal loans to its members, including secured, unsecured and green loans. Southern Cross Credit Union personal loans can be used for car purchases, overseas holidays, home renovations and debt consolidation. The Southern Cross Credit Union green loan offers benefits to members who make sustainable choices when purchasing a vehicle.
Southern Cross Credit Union personal loans have a maximum amount of $150,000 and a maximum term of seven years.
Southern Cross Credit Union can be contacted via phone, online enquiry or within a credit union branch. Southern Cross Credit Union can be found in northern New South Wales. Customer service can be reached by phone on weekdays during business hours.
Although Southern Cross Credit Union offers a thinner range of personal loans than Australia’s larger financial institutions, it may still be a suitable personal loan lender for borrowers looking for both secured and unsecured personal loans.
Southern Cross Credit Union personal loans charge a high establishment fee, but do not charge ongoing fees or early repayment fees. Repayments can be made weekly, fortnightly or monthly.
When it comes to personal loans interest rates, Southern Cross Credit Union tends to be below average. Southern Cross Credit Union personal loan rates differ between its secured, unsecured and green loan options. Its personal loan interest rates are moderately low.
There are dozens of different personal loan lenders in Australia, so it’s advisable to compare personal loan rates from several financial institutions before applying. A personal loan comparison can help you secure the best personal loan rates for your financial situation.
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