Established in 2014, Swoosh Finance is a finance provider based in south-east Queensland that specialises in secured finance options.
Swoosh Finance operates as an entirely online personal loan lender, which means that it does not run traditional bank branches. Rather, customers interact with Swoosh Finance through phone and online channels, including a fast online application process. Being an online provider gives borrowers an alternative to the big four banks in Australia.
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Swoosh Finance provides a range of small loans to its customers. Swoosh Finance may lend you between $2,000 and $5,000 in the form of a personal loan. Loan terms are between one and two years.
Swoosh Finance does not charge an application fee, but does charge an establishment fee should the borrower be approved. A direct debit dishonour fee may apply if a scheduled direct debit is returned unpaid.
Because Swoosh Finance loans are smaller and shorter than other personal loans, the personal loan interest rates tend to be above average.
Customers can contact Swoosh Finance by phone, online enquiry, Facebook message or mail. Swoosh Finance customer service is available on weekdays, from 7am to 5pm.
Complaints and concerns can be submitted by email.
Swoosh Finance offers a range of loans for borrowers who need small amounts of funds quickly. Swoosh Finance lends up to $5,000 for terms of one to two years.
Swoosh Finance does not operate traditional branches. Customers use an online application form to submit their application, and a response is usually given on the same day.
Fees for Swoosh Finance personal loans tend to be average. While Swoosh Finance charges a high establishment fee if you're approved, it does not charge ongoing monthly fees or an application fee.
Because its loans are relatively small and are paid back quickly, Swoosh Finance personal loan rates tend to be above average.
If you’d like to find the best personal loan rates for your financial situation, it’s best to compare personal loan rates from a range of different lenders.
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