The Capricornian has a range of personal lending products for its members to choose from. This includes secured and unsecured loans with variable interest rates.
These loans could be used for expenses such as holidays, weddings or cars, or for debt consolidation.
Borrowers looking for cost-savings might not be satisfied with personal loan interest rates from The Capricornian. Depending on the loan type, rates range from moderately high to high. Those shopping around for a personal loan can use RateCity to find the best personal loan rates for their circumstances.
Borrowers can expect to pay an establishment fee when starting their personal loan with The Capricornian. However, this fee is about the same as what is charged by the major banks.
Redraw facilities with no fees are available for borrowers who would like to take out money already paid back on their personal loan.