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Heritage Bank

Heritage Bank savings accounts

Heritage Bank offers a range of banking options, including savings accounts. Online Saver has no account-keeping fees, with higher balances earning higher interest rates. Plus, as an introductory bonus, you can enjoy a higher interest rate for your first four months of saving. The Target Bonus account also charges no account-keeping fees, and lets you enjoy a higher bonus interest rate every month you make at least one deposit and make no withdrawals.  

Heritage Bank also offers term deposits, credit cards, home loans, personal loans, car loans, insurance products and wealth advice.

Other available products
Nick Bendel avatar
Nick Bendel
Property & Personal Finance Writer
Content updated10 May, 2021
Product data updated
Fact Checked

Important disclosure

Why choose Heritage Bank

Benefits

  • No account-keeping fees

Drawbacks

  • Maximum interest rate comes with conditions

Heritage Bank Savings Accounts

Starting deposit

$

Monthly deposit

$

For time period (in months)

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4.40%*

0.01%

$24*

$249*

Target Bonus Account
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

4.90%

3.45%

variable

$22

$220

Online Saver
  • Intro offer rate
  • App banking
  • Online banking
  • Linked account required

2.50%

2.50%

variable

$13

$140

Pension Plus
  • App banking
  • Online banking

Savings Accounts calculator

Use our savings account calculator to see how much you can earn under different investment scenarios.

$
$
months

Your monthly interest earned would be

at interest rate 4.90 %

Total interest earned

$278

Total amount

$6,478

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.