Why choose ANZ


  • Customer service
  • Variety of term deposits


  • Some lower-rate term deposits

ANZ Term Deposits

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Next rate increased


for 12 months



for 10 months


for 2 months

Advance Notice Term Deposit
  • 10 months
  • Automatic maturity rollover
  • Joint application available


for 12 months



for 11 months


for 6 months

Term Deposit
  • 11 months
  • Automatic maturity rollover
  • Joint application available

Term Deposits calculator

Use our term deposit calculator to see how much you can earn under different investment scenarios.


Final balance at the end of term would be

at interest rate 1.25 %

About ANZ term deposits

ANZ offers term deposits from 7 days up to 5 years. Interest is paid monthly, quarterly, half-yearly or annually. 

ANZ offers two categories of term deposit: standard and advance notice. For the latter, if you give ANZ its required 31 days’ notice to break your term deposit, you may get slightly higher rates. 

Its term deposit rates range from low to moderate, with shorter-term deposits earning less than longer-term deposits, with some special exceptions. 

ANZ does not charge any monthly service fees. However, early termination or break fees may apply. 

ANZ term deposits review

ANZ may not offer the highest rates in the market compared to smaller providers with lower overheads, but it does offer a competitive range of deposit terms with low to moderate rates. 

Some term deposits can be as short as 7 days up to 1 month, which is rare in the term deposit market. 

Customers who choose ANZ will also benefit from strong customer service, including access to over 1,000 branches across the country. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.