Why choose St.George Bank

Benefits

  • Moderate interest rates for longer terms
  • Subsidiary of Westpac

Drawbacks

  • Low interest rates for short terms
  • Branches only in NSW and QLD

St.George Bank Term Deposits

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Deposit term (in months)

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4.30%

for 12 months

$1,000

4.05%

for 60 months

1.45%

for 2 months

Term Deposit
  • 60 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution

4.88%

for 8 months

$1,000

4.88%

for 8 months

4.88%

for 8 months

Term Deposit - Special
  • 8 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution

Term Deposits calculator

Use our term deposit calculator to see how much you can earn under different investment scenarios.

$
months

Final balance at the end of term would be

at interest rate 1.25 %

About St. George term deposits

St. George offers term deposits with terms 1 month to 5 years. Interest may be paid at maturity, monthly, biannually or annually. 

Its term deposit rates range from moderate to low. The longer the deposit term, the higher the interest rate offered. 

St. George does not charge any set up or monthly service fees. However, early termination or break fees may apply. 

As a subsidiary of Australia’s oldest bank, Westpac, a St. George term deposit offers a certain level of reliability to its customers. It also offers customers easy access to multiple branches across NSW, as well as some in QLD. 

St. George term deposits review

Depending on the term deposit period, the interest rates offered by St. George can range from low to moderate.  

There may be higher term deposits on offer from other providers, however, they may not have the same number of branches based across NSW. If you’re the type of customer who relies on face-to-face communication with your bank, St. George branch access may be an advantage of banking with them. 

If you’re the type of customer who likes all their financial products to be from the same institution, St. George may be a competitive choice. If you choose a St. George term deposit you will also be able to have a transaction account, home loan, credit card and more with the same institution. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.