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RateCity Calculators

Calculate, compare and save on over 1000 financial products

Home Loans

Home loan repayment calculator

With our mortgage repayment calculator, you can estimate the cost of loan repayments to work out how much you may pay on your mortgage.

Borrowing power calculator

How much can you afford to borrow to buy a property? Get a quick, simple, and obligation-free home loan estimate today.

Stamp duty calculator

Planning your budget for buying a house? Estimate what you may pay in stamp duty in your local area.

Refinance calculator

See how refinancing your mortgage could help you pay less interest, pay off your property faster, or access your equity.

Lender mortgage insurance (LMI) calculator

Buying a property with a low deposit? Discover how much you may be charged for Lenders Mortgage Insurance.

Mortgage stress calculator

Worried about borrowing too much for your home loan? Work out if your mortgage payments could leave you in financial stress if rates rise.

Personal Loans

Personal loan repayment calculator

Want to know how much you can borrow on a personal loan? Get quick estimations of your personal loan repayments.

Car Loans

Car loan repayment calculator

See how much you can borrow on a car loan and what your repayments could be like, with our car finance repayment calculator.

Credit Card

Balance transfer calculator

Struggling to stay on top of your credit card debt? Calculate how much you may save by switching to a balance transfer credit card.

Banking

Term deposits calculator

Investing your savings into a term deposit? Calculate just how much interest you could earn through a term deposit today.

Savings accounts calculator

Whether you’re dreaming of a holiday or saving for a rainy day, calculate how much interest you could earn through a savings account now.

Search and compare with confidence

Compare interest rates, fees, features and more from the widest range of financial institutions.

Home loans

Personal loans

Car loans

Credit cards

Savings accounts

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Featured products

Promoted

loans.com.au Pty Ltd

Solar Home Loan

Real Time Rating™
  • Owner Occupied
  • Fixed undefined year
  • 10% min deposit
  • P&I
Interest Rate

5.99%

p.a

Comparison Rate*

6.51%

p.a

More detailsmore-details

Australian Credit Licence 395219Fees & charges apply

Promoted

loans.com.au Pty Ltd

Variable Home Loan

Real Time Rating™
  • Owner Occupied
  • Fixed undefined year
  • 10% min deposit
  • P&I
Interest Rate

6.04%

p.a

Comparison Rate*

6.06%

p.a

More detailsmore-details

Australian Credit Licence 395219Fees & charges apply

Promoted

Unloan (a division of CBA)

Variable Rate Home Loan LVR < 80%

Real Time Rating™
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Interest Rate

5.99%

p.a

Comparison Rate*

5.90%

p.a

More detailsmore-details

Australian Credit Licence 234945Fees & charges apply

Promoted

ubank

Neat Home Loan

Real Time Rating™
  • Owner Occupied
  • Fixed undefined year
  • 40% min deposit
  • P&I

special

Get a home loan with low variable rates and no annual fee.
Interest Rate

6.09%

p.a

Comparison Rate*

6.11%

p.a

More detailsmore-details

Australian Credit Licence 230686Fees & charges apply

Product data updated on 6 Jul 2025