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RateCity Knowledge Hub

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Trending Articles

Home Loans

13/04/22 . 3 min read

Can you lock in a fixed home loan rate if you're still looking for a house?

So you decided to lock in a fixed rate home loan while the rates are hot? But what happens if you haven't settled on your new home yet? While you would be inclined to panic every time there was talk of an interest rate rise, there is a way to avoid this and lock in your fixed rate before you're approved.

Home Loans

27/05/22 . 5 min read

Are there fees for switching home loans?

Australian borrowers wanting a better home loan rate may be tempted to refinance their mortgage and switch to an offer from a competitor lender. But before you jump ship, make sure you check the fees, charges, and other costs that may be involved.

Home Loans

06/03/23 . 5 min read

How to prepare for an interest rate rise

As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.

Mark Bristow

Home Personal Finance Editor

Mark Bristow is RateCity's Home & Personal Finances Editor, and an experienced analyst, researcher, and producer. Mark’s expertise includes home loans, energy and both home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider.

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