How to call your bank and ask for a better home loan interest rate

Not every bank or lender has your best interests at heart, and when rates change, you want to make sure you're being looked after. So here’s RateCity’s phone script to help you get a better home loan rate.

How interest rates work in Australia – part two

With interest rates at an all-time low in Australia, there’s no better time to understand the fundamentals of interest when borrowing or saving.

How interest rates work in Australia – part one

Whether you’re a borrower or a saver, interest rates can affect you big time.

First neo home loan hits the market: how do the rates stack up?

New kid on the block 86 400 has today started offering home loans, making it the first neo bank in Australia to do so.

House prices rising, but peak still a far climb

Corelogic has reported a strong uplift in house prices in their October Home Value Index, but is it too optimistic to expect the housing market recover so soon?

Home loan lending up despite investors retreat

There’s been a steady increase in the value of new owner-occupier home loans, according to ABS data released today. 

What are the odds you’re over paying? The ultimate rate guide

The RBA kept the cash rate on hold today, but after three cuts this year most home owners are now paying the lowest rate of their lives.

Big Four vs Credit Unions, why aren’t Aussies making the switch?

Monthly data from APRA shows a domination of the loans market by the big four banks, is now the time to think about switching to a credit union?

The phone call that could save you $6,792

It's an ideal time for loyal variable rate borrowers to pick up the phone and ask for a discount.

BoQ helping first home buyers with 90% mortgages

Jackie* thought it would take her forever to save a 20% deposit. So she was delighted when she discovered she could enter the market with just 10% down. offering mortgages at just 2.88%

Eric* wanted three things from a home loan: he wanted a low interest rate, no ongoing fees and a simple online application process.

Homestar cuts mortgage interest rates to 2.74%

With interest rates at record-low levels, it’s now possible to get a home loan with an interest rate well under 3 per cent.

Saving for a home deposit? How to get your foot in the door sooner

Buying a property in Australia’s biggest cities could seem like a distant dream for many young people, but it might not actually be as unachievable as expected.