Important disclosure
Express Home Loan
special
Fast Online Approval. T&Cs apply.Interest Rate
5.97%
p.a
Comparison Rate*
6.12%
p.a
5.97%
p.a
6.12%
p.a
$0
based on $500,000 loan amount for 25 years at 5.97%
Australian Credit Licence 237879Fees & charges apply
Express Home Loan
Find your ideal home loan from one of the 9 home loans from Bendigo Bank
Principal and Interest (P&I)
| Loan type | Loan to value ratio | Interest rate | Comparison rate | |
|---|---|---|---|---|
Variable | Up to 90% | 5.97% p.a. | 6.12% p.a. | Product Info |
Fixed - 2 years | Up to 90% | 5.99% p.a. | 6.12% p.a. | Product Info |
Fixed - 3 years | Up to 90% | 6.04% p.a. | 6.14% p.a. | Product Info |
Fixed - 4 years | Up to 90% | 6.04% p.a. | 6.14% p.a. | Product Info |
Fixed - 5 years | Up to 90% | 6.04% p.a. | 6.15% p.a. | Product Info |
Fixed - 1 year | Up to 90% | 6.29% p.a. | 6.15% p.a. | Product Info |
Interest only
| Loan type | Loan to value ratio | Interest rate | Comparison rate | |
|---|---|---|---|---|
Fixed - 5 years | Up to 90% | 6.54% p.a. | 6.35% p.a. | Product Info |
Fixed - 4 years | Up to 90% | 6.54% p.a. | 6.36% p.a. | Product Info |
Fixed - 2 years | Up to 90% | 6.49% p.a. | 6.38% p.a. | Product Info |
Bendigo Bank Variable Rate Home loan overview
For Express Home Loan (Principal and Interest)
Details
Maximum LVR 90% | Total Repayments |
Interest rate type Variable | Borrowing range
$5k
-
$3m
|
Suitable for Owner Occupiers | Loan term range 0 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination. |
Features
Extra repayments Unlimited | Redraw facility Redraw fee: $0 |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $250 | Application fee $250 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $10 | Discharge fee $350 |
- Other Fast Online Approval. T&Cs apply.
RateCity says
“Enjoy a competitive interest rate and features on a home loan that won in the 2022 RateCity Awards.”
Pros and cons
For Express Home Loan (Principal and Interest)
Benefits
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Bendigo Bank.
FAQs
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