Fire Service Credit Union

Firefighter Privilege Package

  • Owner Occupied
  • Variable
  • 20.01% min deposit
  • P&I
Interest Rate

6.09%

p.a

Comparison Rate*

6.10%

p.a

Real Time Rating™
Tags
  • Owner Occupied
  • Variable
  • 20.01% min deposit
  • P&I
Interest Rate

6.09%

p.a

Comparison Rate*

6.10%

p.a

ly Repayment

$0

based on $500,000 loan amount for 25 years at 6.09%

Firefighter Privilege Package

Find your ideal home loan from one of the 1 home loans from Fire Service Credit Union

Principal and Interest (P&I)

Loan typeLoan to value ratio
Interest rate
Comparison rate
Variable
Up to 79.99%

6.09% p.a.

6.10% p.a.

Product Info

Interest only

Loan typeLoan to value ratio
Interest rate
Comparison rate

Fire Service Credit Union Variable Rate Home loan overview

For First Home Buyer Loan (Principal and Interest) (New Customer)

Details

Maximum LVR

Less than 80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Fire Service Credit Union to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$300

Application fee

$300

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$150

Pros and cons

For First Home Buyer Loan (Principal and Interest) (New Customer)

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays
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Comparison Rate*

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $200k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

What's the maximum length for this loan?

Fire Service Credit Union allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Fire Service Credit Union allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $300 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Fire Service Credit Union makes it possible to apply for this product online. Apply here.