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Gateway Bank

Gateway Bank home loans

In 1955 a group of staff from one of Australia’s largest banks had a vision of creating a co-operative Loans Society and so the Gateway Credit Union was formed. What started with a briefcase and a receipt book has grown to a membership in excess of 30,000. Gateway Bank now offers its members a broad range of award winning financial products and services all specially intended to help their members prosper. Gateway Bank’s mission is to provide its members with high value, low cost financial services and loans.

The bank has won a number of awards, including the Money magazine award in 2015 for the ‘Cheapest Home Loan Package – Non-Bank’.

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Content updated18 Oct, 2023
Product data updated

Important disclosure

Why choose Gateway Bank

Benefits

  • Large variety of home loan products.
  • Flexible loan terms.
  • Competitive interest rates.

Drawbacks

  • Limited branch network.
  • Some package products include fees.

Gateway Bank Home Loans

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Australian Credit Licence 238293Fees & charges apply

9.43%

9.50%

$3,041

Variable Rate Home Loan
  • Investor
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 238293Fees & charges apply

Australian Credit Licence 238293Fees & charges apply

7.39%

7.07%

$2,155

Premium Package Home Loan
  • Investor
  • Fixed undefined year
  • 20% min deposit
  • Interest Only

Australian Credit Licence 238293Fees & charges apply

Australian Credit Licence 238293Fees & charges apply

6.28%

6.30%

$2,315

Low Rate Essentials Home Loan
  • Investor
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 238293Fees & charges apply

Australian Credit Licence 238293Fees & charges apply

5.79%

6.08%

$2,210

Green Plus Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 238293Fees & charges apply

Australian Credit Licence 238293Fees & charges apply

5.99%

6.27%

$2,253

Green Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 238293Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.79%

Total interest payable

$0

Total loan repayments

$0

Gateway Bank customer service

Gateway Bank has one branch located in its Sydney head office. Borrowers outside of Sydney can contact the bank by calling the customer support number during business hours, Monday through till Friday. There is an additional hotline for lost or stolen cards as well as a telephone banking hotline. Gateway members have access to online banking and the Gateway 2go mobile banking app.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

Borrowers wanting to apply for a Gateway Bank home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for a Gateway Bank home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this Gateway Bank home loan, you will need to supply the following information:

  • Proof of identification.
  • Proof of income and employment.
  • Information regarding your current debts, assets and liabilities.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.