Important disclosure
Fixed Rate Home Loan
Interest Rate
5.70%
p.a
Comparison Rate*
5.76%
p.a
5.70%
p.a
5.76%
p.a
$0
based on $500,000 loan amount for 25 years at 5.7%
Fixed Rate Home Loan
Find your ideal home loan from one of the 5 home loans from G&C Mutual Bank
Principal and Interest (P&I)
| Loan type | Loan to value ratio | Interest rate | Comparison rate | |
|---|---|---|---|---|
Fixed - 3 years | Up to 95% | 5.70% p.a. | 5.76% p.a. | Product Info |
Fixed - 2 years | Up to 95% | 5.75% p.a. | 5.81% p.a. | Product Info |
Fixed - 1 year | Up to 95% | 5.85% p.a. | 5.91% p.a. | Product Info |
Fixed - 5 years | Up to 95% | 5.95% p.a. | 6.01% p.a. | Product Info |
Fixed - 4 years | Up to 95% | 5.95% p.a. | 6.01% p.a. | Product Info |
Interest only
| Loan type | Loan to value ratio | Interest rate | Comparison rate |
|---|
G&C Mutual Bank Fixed - 3 years Rate Home loan overview
For Fixed Rate Home Loan 3 Years
Details
Maximum LVR 95% | Total Repayments |
Interest rate type Fixed - 3 years | Borrowing range
$0
-
$5m
|
Suitable for Owner Occupiers | Loan term range 1 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit G&C Mutual Bank Limited to view Target Market Determination. |
Features
Extra repayments Yes - limited to 5% per year | Redraw facility Redraw fee: $30 |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $577 | Application fee $500 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $77 |
Ongoing fee $0 | Discharge fee $300 |
Pros and cons
For Fixed Rate Home Loan 3 Years
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Suitable for low deposits
- Redraw facility available
- Extra repayments and redraw facility
- Split account option
Drawbacks
- No offset account
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Promoted home loans
Promoted
Fixed Rate Home Loans
5.69%
p.a
6.16%
p.a
Australian Credit Licence 395219Fees & charges apply
Promoted
Tailored Home Loan
5.94%
p.a
6.77%
p.a
Promoted
First Home Loan Fixed
5.59%
p.a
5.85%
p.a
FAQs
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