Important disclosure
Fixed Rate Home Loan
Interest Rate
5.70%
p.a
Comparison Rate*
5.76%
p.a
5.70%
p.a
5.76%
p.a
$0
based on $500,000 loan amount for 25 years at 5.7%
Fixed Rate Home Loan
Find your ideal home loan from one of the 5 home loans from G&C Mutual Bank
Principal and Interest (P&I)
| Loan type | Loan to value ratio | Interest rate | Comparison rate | |
|---|---|---|---|---|
Fixed - 3 years | Up to 95% | 5.70% p.a. | 5.76% p.a. | Product Info |
Fixed - 2 years | Up to 95% | 5.75% p.a. | 5.81% p.a. | Product Info |
Fixed - 1 year | Up to 95% | 5.85% p.a. | 5.91% p.a. | Product Info |
Fixed - 5 years | Up to 95% | 5.95% p.a. | 6.01% p.a. | Product Info |
Fixed - 4 years | Up to 95% | 5.95% p.a. | 6.01% p.a. | Product Info |
Interest only
| Loan type | Loan to value ratio | Interest rate | Comparison rate |
|---|
G&C Mutual Bank Fixed - 3 years Rate Home loan overview
For Fixed Rate Home Loan 3 Years
Details
Maximum LVR 95% | Total Repayments |
Interest rate type Fixed - 3 years | Borrowing range
$0
-
$5m
|
Suitable for Owner Occupiers | Loan term range 1 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit G&C Mutual Bank Limited to view Target Market Determination. |
Features
Extra repayments Yes - limited to 5% per year | Redraw facility Redraw fee: $30 |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $577 | Application fee $500 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $77 |
Ongoing fee $0 | Discharge fee $300 |
Pros and cons
For Fixed Rate Home Loan 3 Years
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Suitable for low deposits
- Redraw facility available
- Extra repayments and redraw facility
- Split account option
Drawbacks
- No offset account
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Promoted home loans
Promoted
Fixed Rate Home Loans
5.69%
p.a
6.16%
p.a
Australian Credit Licence 395219Fees & charges apply
Promoted
Tailored Home Loan
5.94%
p.a
6.77%
p.a
Promoted
First Home Loan
5.59%
p.a
5.85%
p.a
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?