Important disclosure
Home Value Loan (Owner Occupied, Principal & Interest)
Interest Rate
6.04%
p.a
Comparison Rate*
6.04%
p.a
RateCity says
“Extra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property!”
6.04%
p.a
6.04%
p.a
$3,234
based on $500,000 loan amount for 25 years at 6.04%
Calculate your repayments for this loan
Your estimated repayment
$3,234
based on $500,000 loan amount for 25 years at 6.04%
Pros and cons
For Home Value Home Loan (Principal and Interest)
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
- No repayment holidays
HSBC Variable Rate Home loan overview
For Home Value Home Loan (Principal and Interest)
Details
Maximum LVR 70% | Total Repayments $970,123 |
Interest rate type Variable | Borrowing range
$50k
-
$15m
|
Suitable for Owner Occupiers | Loan term range 1 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit HSBC Bank Australia Limited to view Target Market Determination. |
Features
Extra repayments Unlimited | Redraw facility Redraw fee: $0 |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits Establishment and settlement fees (up to $750) waived for Promotional Offer |
Fees
Total estimated upfront fees $150 | Application fee $0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $150 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $300 |
Promoted home loans
Promoted
Fixed Rate Home Loans
5.69%
p.a
6.16%
p.a
Australian Credit Licence 395219Fees & charges apply
Promoted
Tailored Home Loan
5.94%
p.a
6.77%
p.a
Promoted
First Home Loan
5.59%
p.a
5.85%
p.a
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
How do you apply for this loan?
Can a broker help me with this loan?