Home Loans Leaderboards
Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
- Best variable home loans
- Best offset home loan
- Best refinance home loans
- Best 3-year fixed home loans
- Best 5-year fixed home loans
- Best 2 year interest only investor home loans
- Best 4 year interest only investor home loans
- Best investor variable home loans
- Best packaged home loans
- Best investor 3-year fixed principal and interest loans
- Best investor 3-year fixed interest only loans
- Best investor 5-year fixed principal and interest loans
- Best investor 5-year fixed interest only loans
- Best 4 year fixed home loans
- Best 2 year fixed home loans
- Best home loans from large banks
- Best small deposit home loans
- Best home loans over $1M
- Best SMSF home loan
- Best green home loan
- Best new lender home loan
Best variable home loans
RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.
Best offset home loan
Today’s top-rated home loans that feature an offset account. Assumes a $400,000 mortgage for an owner-occupier with a variable interest rate.
Best refinance home loans
Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
Best 3-year fixed home loans
RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.
Best 5-year fixed home loans
RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.
Best 2 year interest only investor home loans
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a two year term.
Best 4 year interest only investor home loans
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a four year term.
Best investor variable home loans
RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.
Best packaged home loans
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
Best investor 3-year fixed principal and interest loans
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.
Best investor 3-year fixed interest only loans
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a three year term.
Best investor 5-year fixed principal and interest loans
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.
Best investor 5-year fixed interest only loans
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.
Best 4 year fixed home loans
RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.
Best 2 year fixed home loans
RateCity's top-rated principal and interest home loans with a fixed interest rate for two years. Assumes a $400,000 mortgage for an owner occupier.
Best home loans from large banks
RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.
Best small deposit home loans
RateCity's top-rated home loans with a deposit requirement of 5% or less. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate and a maximum LVR of 95% or more.
Best home loans over $1M
RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.
Best SMSF home loan
RateCity's top-rated home loans for Self-Managed Super Funds. Assumes a a $400,000 mortgage.
Best green home loan
Best new lender home loan
RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate