Important disclosure
Fixed Rate Home Loans
Interest Rate
5.69%
p.a
Comparison Rate*
6.16%
p.a
5.69%
p.a
6.16%
p.a
$3,127
based on $500,000 loan amount for 25 years at 5.69%
Australian Credit Licence 395219Fees & charges apply
Calculate your repayments for this loan
Your estimated repayment
$3,127
based on $500,000 loan amount for 25 years at 5.69%
Pros and cons
For Fixed Home Loan (Principal and Interest) 3 Years (LVR < 90%)
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Split account option
Drawbacks
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
loans.com.au Fixed - 3 years Rate Home loan overview
For Fixed Home Loan (Principal and Interest) 3 Years (LVR < 90%)
Details
Maximum LVR 90% | Total Repayments $1,012,602 |
Interest rate type Fixed - 3 years | Borrowing range
$50k
-
$1m
|
Suitable for Owner Occupiers | Loan term range 15 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit loans.com.au Pty Ltd to view Target Market Determination. |
Features
Extra repayments Yes - limited to $10000 | Redraw facility |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits Up to 5 free splits |
Fees
Total estimated upfront fees $530 | Application fee $0 |
Legal fee $0 | Valuation fee $230 |
Settlement fee $300 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $300 |
Other Restrictions
$350 Rate lock fee is mandatory for 5yr fixed rate products
How to apply
If you'd like to apply for this product or just get more information, follow the application process on loans.com.au.
FAQs
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