Why choose The Mac

Benefits

  • Variety of home loan products.
  • Competitive interest rates.
  • Low fees.

Drawbacks

  • Doesn’t offer split loans.

The Mac Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 239933Fees & charges apply

7.82%

7.89%

$2,660

Basic Variable Home Loan
  • Special
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 239933Fees & charges apply

Australian Credit Licence 239933Fees & charges apply

5.92%

5.98%

$2,238

Low LVR Home Loan
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 239933Fees & charges apply

Australian Credit Licence 239933Fees & charges apply

6.74%

6.81%

$2,416

Low LVR Home Loan
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 239933Fees & charges apply

Australian Credit Licence 239933Fees & charges apply

7.04%

7.11%

$2,483

Low LVR Home Loan
  • Investor
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 239933Fees & charges apply

Australian Credit Licence 239933Fees & charges apply

5.69%

7.53%

$2,189

Fixed Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 5% min deposit
  • P&I

Australian Credit Licence 239933Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.69%

Total interest payable

$0

Total loan repayments

$0

The Mac customer service

The Mac has a number of physical branches located throughout the Macarthur region. In addition to its bricks-and-mortar presence, there is also a 24/7 online banking service, email, an online enquiry form, and phone consultations and queries available Monday to Friday within business hours. You can also write to The Mac at its Camden office.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Applications and home loan enquiries can be made online at the The Mac website or by downloading and completing relevant documentation then posting them to The Mac Bank.  Alternately, you can visit one of the Sydney branches. When applying for a home loan, the lender may ask for the following documentation:

  • Personal identification material.
  • Proof of income and employment.
  • Information regarding debts and assets.  

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.