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Best 12-month term deposits

The top-rated 12-month term deposits RateCity.com.au. Data based on deposit of $50k, interest paid on maturity.

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1

5.15%

for 6 months

$1,000

5.15%

for 6 months

5.15%

for 6 months

Personal Term Deposit (At Maturity)

    2024 Award Winner

  • 6 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
More detailsmore-details
2
2 position down today

5.00%

for 12 months

$5,000

3.00%

for 3 months

4.50%

for 6 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
3
3 position down today

5.00%

for 12 months

$10,000

4.50%

for 3 months

4.85%

for 6 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
4
4 position down today

4.95%

for 6 months

$10,000

4.85%

for 3 months

4.95%

for 6 months

Term Deposit (At Maturity)
  • 3 months
  • Joint application available
  • Maturity alert by email
  • Interest payment to other institution
5
5 position down today

4.85%

for 9 months

$25,000

4.85%

for 3 months

Term Deposit

    2024 Award Winner

  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
6
6 position down today

5.00%

for 6 months

$1,000

1.75%

for 1 month

4.20%

for 3 months

Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
7
7 position down today

4.90%

for 4 months

$1,000

3.50%

for 3 months

4.90%

for 4 months

Investment Plus

    2024 Award Winner

  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
8
8 position down today

4.55%

for 12 months

$5,000

1.00%

for 1 month

4.00%

for 3 months

Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
9
9 position down today

4.80%

for 12 months

$1,000

4.75%

for 3 months

4.80%

for 12 months

Term Deposits
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
10
10 position down today

5.00%

for 6 months

$5,000

2.00%

for 1 month

4.00%

for 3 months

Term Investment
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
11
11 position down today

4.80%

for 12 months

$5,000

1.00%

for 3 months

1.25%

for 6 months

Fixed Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
12
12 position down today

4.95%

for 6 months

$5,000

0.75%

for 1 month

0.90%

for 2 months

Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
13
13 position down today

4.75%

for 12 months

$5,000

1.25%

for 1 month

1.50%

for 2 months

Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
14
14 position down today

4.90%

for 6 months

$1,000

3.80%

for 3 months

4.90%

for 6 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
15
15 position down today

4.95%

for 6 months

$1,000

4.85%

for 3 months

4.95%

for 6 months

Term Deposit (12 months and less)
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
16
16 position down today

4.75%

for 12 months

$5,000

4.75%

for 12 months

4.10%

for 9 months

Fixed Term Deposit
  • 12 months
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email
17
17 position down today

5.00%

for 6 months

$5,000

3.60%

for 3 months

5.00%

for 6 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
18
18 position down today

3.80%

for 12 months

$5,000

2.90%

for 3 months

3.25%

for 6 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Interest payment to other institution
19
19 position down today

5.00%

for 9 months

$10,000

4.50%

for 3 months

5.00%

for 9 months

Term Deposit
  • 3 months
  • Automatic maturity rollover
  • Joint application available
  • Interest payment to other institution
20
20 position down today

4.85%

for 6 months

$1,000

0.55%

for 1 month

1.60%

for 2 months

Term Deposit
  • 1 month
  • Automatic maturity rollover
  • Joint application available
  • Maturity alert by email