Buy now, pay later self-regulation missing some teeth: RateCity

The buy now, pay later industry’s new code of practice is a step in the right direction but it’s unlikely to stop many customers from overspending.

Bank of Queensland to acquire ME Bank, pushes to compete with big four

Bank of Queensland has revealed a $1.325 billion deal to purchase ME Bank in an effort to compete with the big four banks and “balance out” its presence on the east coast.

Does your credit score directly relate to how much money you can take out?

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Why your credit score differs between Experian and Equifax

Let’s take a look into why your credit score may differ between Experian and Equifax, and practical steps you may take today to boost your credit score.

How refinancing your home loan could save you big

In a time when every dollar counts for household budgets, it’s no surprise so many Australians are looking to get a little breathing room from their mortgage repayments. Let’s take a look at just how refinancing may help your finances in 2021.

Neobank 86 400 to combine with UBank

One of the leading neobanks in Australia, 86 400, has today announced the proposal for its acquisition within the NAB family, combining with UBank.

Australia’s new lowest home loan rate breaks records at 1.75% with UBank

There’s a new lowest fixed home loan rate in Australia, with UBank offering home loan customers a new rock-bottom 3-year fixed rate of only 1.75 per cent.

1 in 3 Aussies don’t know their credit card interest rate, do you?

New research from Defence Bank has found that one in three (35 per cent) of credit card holders don’t know their interest rate. If you’re constantly being stung by credit card interest, it may be worth considering switching to a low-rate credit card.

Best bank accounts for January 2021

As savings accounts and term deposit rates dip below 1 per cent, ensuring you have the most competitive bank account can be a great way to kick off your 2021 financial health check.

Credit card hangover: how to pay off your holiday debt

If you find yourself struggling with a credit card debt hangover, there are steps you can take to get your finances back under control.