871 articles written by Alex Ritchie

/buying-first-home-four-things-need-watch
Home Loans

Buying your first home? Here are four things you need to watch out for

A growing number of first home buyers are rushing to join the property market, lured in by historically low rates. But they may not be looking at the whole picture.

/ratecity-com-au-gift-card-review
Bank Accounts

RateCity's gift card review

RateCity's 2019 comprehensive gift card review. Compare expiry dates, fees and the nice bits.

/stuck-bank-don-t-like-may-psychological-reason
Home Loans

Stuck with a bank you don’t like? There may be a psychological reason

Consumer inertia may be the reason why millions of Aussies choose to stay with their bank, even if it refuses to pass on a full RBA-led rate cut or charges higher than average fees.

5 easy ways save hundreds Christmas
Savings Accounts

5 easy ways to save hundreds by Christmas

Here are a few ways you can inject some extra cash into your savings account this holiday season.

/major-banks-know-afford-home-loan
Home Loans

How the major banks know if you can afford a home loan

Banks do not usually advertise their interest rate floors, but RateCity research can reveal the floors of some major banks.

/bondi-cranbourne-postcodes-missing-super-revealed
Superannuation

From Bondi to Cranbourne: postcodes with most missing super revealed

New ATO data reveals the postcodes with the highest amount of lost and unclaimed super account values.

/looking-cash-1000-atms-cut-across-australia
Savings Accounts

Looking to get cash out? Over 1000 ATMs cut across Australia

With the growing interest in online banking services, it may not be surprising to learn that the number of ATMs and branches is shrinking.

/savers-suffer-big-banks-cut-bonus-rates
Savings Accounts

Savers suffer as big banks cut bonus rates

ANZ and NAB have today cut the interest rates on their savings accounts on the back of last week’s cut to the cash rate, affecting millions of customers. 

/suncorp-hsbc-bankwest-s-cut-home-loan-rates-so-far
Home Loans

Suncorp, HSBC & Bankwest: who’s cut home loan rates so far?

Two days on from the Reserve Bank of Australia's decision to cut rates, and we've only seen a small group of lenders announce rate cuts.

/expect-rba-cuts-cash-rate-next-week
Home Loans

What to expect if the RBA cuts the cash rate next week

The Reserve Bank of Australia is tipped to cut the cash rate next Tuesday for the third time this year. Aussies everywhere will no doubt be wondering how much their banks will pass on to them.