871 articles written by Alex Ritchie

/dipping-super-may-make-housing-affordability-worse
Home Loans

Dipping into super may make housing affordability worse

Industry Super Australia believe that the FHSS will likely drive up housing demand, leaving first home buyers with increased household debt or locked out of the market.

/housing-sales-falling-across-australia
Home Loans

Housing sales falling across Australia

Property prices may be scaring Aussies away, with data from CoreLogic showing only two capital cities seeing growth in property sales over the last 12 months.

/what-is-a-financial-planner
Investment Funds

What is a financial planner?

It can be hard to ask for help, but when it comes to personal finances, reaching out to a professional could save you big in the long run.

/documents-need-get-personal-loan
Personal Loans

What documents do I need to get a personal loan?

Some lenders may have a more intense process of verification, but overall, most lenders will ask for the following documents.

/questions-ask-buy-new-car
Car Loans

Questions to ask before you buy a new car

Here are RateCity’s top questions to ask before you buy a new car.

/pros-cons-buying-used-car
Car Loans

What are the pros and cons of buying a used car?

Before you sign on the dotted line at the car dealership, make sure you’ve weighed up the pros and cons of buying new or used.

/rba-cash-rate-holds
Home Loans

RBA cash rate holds at 1.5 per cent, unchanged for a year

The Reserve Bank of Australia (RBA) have left the cash rate at a record low of 1.5 per cent at the Board meeting for August.

/perth-chasing-sydney-city-highest-outstanding-mortgages
Home Loans

Perth chasing Sydney as city with highest outstanding mortgages

In news that shocks no Sydneysider, new research from Roy Morgan Research has identified the harbour city as having the highest outstanding mortgages at $293,000.

/many-indigenous-people-missing-superannuation
Superannuation

Many Indigenous people' missing out on superannuation

The Indigenous Superannuation Working Group (ISWG) have released a statement calling for the end of the $450 monthly income threshold.

/dont-panic-rates-arent-rising-3-5-says-oliver
Home Loans

Don't panic; rates aren't rising to 3.5%, says Oliver

On Tuesday, the Reserve Bank of Australia (RBA) released the latest minutes of its monetary policy meeting, stating that the neutral cash rate is 3.5 per cent, two percentage points higher than what it currently is.